145 FINNIGAN Road, Satsuma, FL 32189 (MLS# 2113958)

145 FINNIGAN Road, Satsuma, FL 32189

$425,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,832 Lot Size (sq. ft.): 39,204 Status: Active

Current Price: $425,000 List Date: 10/18/2025 Last Modified: 4/29/2026

Overview

Description

Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm. Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. HVAC less than 1 year and newer water heater .The professionally encapsulated crawlspace by Alpha Foundations ensures year-round protection and efficiency. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water.

Listing Details MLS# 2113958

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 1832
Living Area Source: Appraiser
Year Built: 1975
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.9
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 151
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: 95 South to CR207, to HWY 17 East Palatka, turn right continue to Satsuma, turn left on Horse Landing Road, to left on Finnigan. Home at end of road in culdesac.
Public Remarks: Fishermans paradise! Bring your boat and fishing rods.Experience the best of Florida waterfront living in this beautiful two story home on a deep water lot just minutes from the St Johns River. Featuring four spacious bedrooms and three full bathrooms, this home offers a perfect blend of modern comfort and coastal charm. Inside you'll find gleaming hardwood floors, a modern kitchen with granite countertops, and sun-filled living spaces that capture serene water views from every angle. HVAC less than 1 year and newer water heater .The professionally encapsulated crawlspace by Alpha Foundations ensures year-round protection and efficiency. Step outside to your private dock equipped with water, electric, and a boat lift-ideal for quick getaways for peace of mind and easy access to nearby waterfront restaurants, this property is truly a fisherman's paradise and a dream retreat for those who love the water.
List Price/SqFt: 231.99
Bathrooms Half: 0

Property Features

Architectural Style: Traditional Levels: One and One Half Appliances: Dryer; Electric Oven; Electric Range; Electric Water Heater; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Primary Bathroom - Tub with Shower; Primary Downstairs; Smart Thermostat; Walk-In Closet(s) Flooring: Laminate; Tile; Wood Laundry Features: In Garage; Lower Level Utilities: Cable Available; Electricity Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Private; Well Sewer: Private Sewer; Septic Tank Security Features: Fire Alarm; Smoke Detector(s) Construction Materials: Wood Siding Other Structures: Shed(s) Exterior Features: Boat Lift; Boat Slip; Dock Patio And Porch Features: Deck; Porch; Rear Porch; Screened Roof: Membrane; Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Dead End Street; Wetlands Waterfront Features: Creek; Navigable Water; Ocean Access; Seawall Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Room Types: Bathroom 2; Bathroom 4; Bedroom 3; Dining Room; Family Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-10-16

Location Tax and Legal

Street Number: 145
Street Name: FINNIGAN
Street Suffix: Road
County: Putnam
State: FL
Postal Code: 32189
MLS Area Major: 564-East Palatka/San Mateo/N Satsuma/Orange Mills
Subdivision Name: St Johns Riverside Ests M

Status Change Information

Major Change Timestamp: 2026-02-16T19:36:58Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-02-16T19:36:58Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Main
Bathroom 4 Level: Upper
Bedroom 3 Level: Upper
Dining Room Level: Main
Family Room Level: Main
Primary Bedroom Level: Main
Bathroom 2: Yes
Bathroom 4: Yes
Bedroom 3: Yes
Dining Room: Yes
Family Room: Yes
Primary Bedroom: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 371127825300200012
Tax Annual Amount: 7061.95
Tax Year: 2024
Tax Legal Description: ST JOHNS RIVERSIDE ESTATES RIVEROAKS SECTION MB4 P
Elementary School: Browning Pearce
High School: Palatka

Appliances

Dryer: Yes
Electric Oven: Yes
Electric Range: Yes
Electric Water Heater: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

Wood Siding: Yes

Cooling

Central Air: Yes
Electric: Yes

Current Use

Residential: Yes
Single Family: Yes

Exterior Features

Boat Lift: Yes
Boat Slip: Yes
Dock: Yes

Flooring

Laminate: Yes
Tile: Yes
Wood: Yes

Heating

Central: Yes
Electric: Yes

Laundry Features

In Garage: Yes
Lower Level: Yes

Levels

One and One Half: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

Lot Features

Dead End Street: Yes
Wetlands: Yes

Other Structures

Shed(s): Yes

Parking Features

Attached: Yes
Garage: Yes
Garage Door Opener: Yes

Possession

Close Of Escrow: Yes

Roof

Membrane: Yes
Shingle: Yes

Security Features

Fire Alarm: Yes
Smoke Detector(s): Yes

Sewer

Private Sewer: Yes
Septic Tank: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes

Water Source

Private: Yes
Well: Yes

Architectural Style

Traditional: Yes

Patio And Porch Features

Deck: Yes
Porch: Yes
Rear Porch: Yes
Screened: Yes

Waterfront Features

Creek: Yes
Navigable Water: Yes
Ocean Access: Yes
Seawall: Yes

Interior Features

Breakfast Bar: Yes
Ceiling Fan(s): Yes
Entrance Foyer: Yes
Primary Bathroom - Tub with Shower: Yes
Primary Downstairs: Yes
Smart Thermostat: Yes
Walk-In Closet(s): Yes

Room Information

Room Name	Level	Length	Width	Remarks
Family Room	Main	23.00	15.00	engineered wood
Dining Room	Main	16.00	10.00	engineered wood
Primary Bedroom	Main	11.60	11.60	engineered wood
Bathroom 2	Main	10.00	10.00	engineered wood
Bedroom 3	Upper	20.00	11.00	LVP
Bathroom 4	Upper	11.80	11.80	LVP

Documents

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Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: April - 29 - 2026

Information deemed reliable but not guaranteed.