4575 OAK BAY Drive, Jacksonville, FL 32277 (MLS# 2140507)

4575 OAK BAY Drive, Jacksonville, FL 32277

$565,000

Virtual Tour

https://unbranded.visithome.ai/jrYtTLT6fRTjatTBJy6TCA?mu=ft&t=1776965214

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,186 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $565,000 List Date: 6/03/2026 Last Modified: 6/15/2026

Overview

Description

Back on the market UNDER appraised value of $583,000 (FHA). Previous buyer's financing fell through, creating a second chance to make this home yours! Discover this charming 4-bedroom, 3-bath pool home nestled in the established and picturesque neighborhood of Charter Point. Set on a spacious lot surrounded by mature oak trees, this classic brick residence offers timeless appeal and thoughtful updates throughout. Step inside to find warm hardwood floors, elegant dentil crown molding, and generous living areas perfect for everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, ideal for guests or multigenerational living, as well as a flex room perfect for a playroom, office, or cozy sitting area. The kitchen and family room overlook the inviting in-ground pool and paved patio, creating a seamless connection to the private backyard retreat. A wet bar adds extra convenience for entertaining.

Supplements: Upstairs, the spacious primary suite features a beautifully renovated spa-like bath with a standalone soaking tub. Two additional bedrooms, another full bath and a large bonus room complete the upper level. Whether you're enjoying a quiet morning under the oaks or hosting poolside gatherings, this home is designed to fit your lifestyle. Roof replac ... (Read more)

Open Houses

Saturday, June 20, 11:00 am - 1:00 pm

Listing Details MLS# 2140507

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3186
Living Area Source: Public Records
Year Built: 1981
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.29
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Head toward Malabar Blvd. Take I-95 N and US-1 ALT N to University Blvd N. At the traffic circle, take the 2nd exit and stay on University Blvd N. Turn right onto Charter Point Blvd. Turn right onto Oak Bay Dr and destination will be on the right.
Public Remarks: Back on the market UNDER appraised value of $583,000 (FHA). Previous buyer's financing fell through, creating a second chance to make this home yours! Discover this charming 4-bedroom, 3-bath pool home nestled in the established and picturesque neighborhood of Charter Point. Set on a spacious lot surrounded by mature oak trees, this classic brick residence offers timeless appeal and thoughtful updates throughout. Step inside to find warm hardwood floors, elegant dentil crown molding, and generous living areas perfect for everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, ideal for guests or multigenerational living, as well as a flex room perfect for a playroom, office, or cozy sitting area. The kitchen and family room overlook the inviting in-ground pool and paved patio, creating a seamless connection to the private backyard retreat. A wet bar adds extra convenience for entertaining.
List Price/SqFt: 177.34
Bathrooms Half: 0

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dryer; Electric Oven; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: In Garage Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Patio Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage View: Pool Fencing: Back Yard Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Subject To Tenant Rights Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 3; Bathroom 4; Bedroom; Bonus Room; Dining Room; Living Room; Office; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-17

Location Tax and Legal

Street Number: 4575
Street Name: OAK BAY
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32277
MLS Area Major: 041-Arlington
Subdivision Name: Charter Point

Status Change Information

Major Change Timestamp: 2026-06-08T19:01:05Z
Major Change Type: Status Change

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bathroom 3 Level: Upper
Bathroom 4 Level: Upper
Bedroom Level: Main
Bonus Room Level: Upper
Dining Room Level: Main
Living Room Level: Main
Office Level: Main
Primary Bedroom Level: Upper
Other Room Level: Main
Bathroom 3: Yes
Bathroom 4: Yes
Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Living Room: Yes
Office: Yes
Primary Bedroom: Yes
Other Room: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 1089271688
Tax Annual Amount: 7644.97
Tax Year: 2025
Tax Legal Description: 36-90 29-1S-27E CHARTER POINT UNIT 05 LOT 5 BLK 8
Zoning Description: Residential
Elementary School: Fort Caroline
Middle School: Arlington
High School: Terry Parker

Appliances

Dryer: Yes
Electric Oven: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes

Cooling

Central Air: Yes

Current Use

Residential: Yes
Single Family: Yes

Fencing

Back Yard: Yes

Flooring

Carpet: Yes
Wood: Yes

Heating

Central: Yes

Laundry Features

In Garage: Yes

Levels

Two: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Parking Features

Attached: Yes
Garage: Yes

Pool Features

In Ground: Yes

Possession

Subject To Tenant Rights: Yes

Road Frontage Type

City Street: Yes

Road Surface Type

Asphalt: Yes

Roof

Shingle: Yes

Sewer

Public Sewer: Yes

Utilities

Electricity Connected: Yes
Water Connected: Yes

View

Pool: Yes

Water Source

Public: Yes

Architectural Style

Traditional: Yes

Patio And Porch Features

Covered: Yes
Patio: Yes

Interior Features

Breakfast Bar: Yes
Eat-in Kitchen: Yes
Entrance Foyer: Yes
Pantry: Yes
Primary Bathroom - Tub with Shower: Yes
Walk-In Closet(s): Yes

Room Information

Room Name	Level	Length	Width	Remarks
Bedroom	Main	184.00	148.00	exercise room is bedroom
Living Room	Main	2511.00	153.00
Office	Main	134.00	153.00
Dining Room	Main	129.00	1211.00
Other	Main	84.00	153.00	breakfast nook
Primary Bedroom	Upper	1710.00	167.00
Bathroom 3	Upper	151.00	102.00
Bathroom 4	Upper	129.00	1211.00
Bonus Room	Upper	184.00	145.00

Listing Office: REAL BROKER LLC

Last Updated: June - 15 - 2026

Information deemed reliable but not guaranteed.