523 S 13TH Terrace, Fernandina Beach, FL 32034 (MLS# 2154960)
523 S 13TH Terrace, Fernandina Beach, FL 32034
$535,000
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,448
Lot Size (sq. ft.):
2,614
Status:
Active
Current Price:
$535,000
List Date:
7/11/2026
Last Modified:
9/16/2026
Listing Details MLS# 2154960
General Property Information
- Bedrooms Total
- 3
- Bathrooms Full
- 2
- Bathrooms Half
- Yes
- Bathrooms Total
- 3
- Living Area
- 1448
- Living Area Source
- Public Records
- Year Built
- 2023
- Accessory Dwelling Unit Y/N
- No
- Homestead YN
- Yes
- Lot Size Acres
- 0.06
- Association YN
- No
- CDD Fee YN
- No
- Accessibility Features YN
- No
- New Construction YN
- No
- Garage YN
- Yes
- Garage Spaces
- Yes
- Carport YN
- No
- Pool Private YN
- No
- Water Body Access YN
- No
- Waterfront YN
- No
- Furnished
- Unfurnished
- Stories
- 2
- Entry Level
- Yes
- Senior Community YN
- No
- Direction Faces
- East
- Directions
- From 14th Street, turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left!
- Public Remarks
- When you can't decide between downtown and the beach, choose a home that puts you between both. Built in 2023, 523 S. 13th Terrace offers something increasingly difficult to find on Amelia Island: newer construction in an established in-town location with easy access to both historic downtown Fernandina Beach and Main Beach. Inside, vaulted ceilings and an open floor plan create a bright, airy feel, while the kitchen brings everyone together with quartz countertops, stainless steel appliances, generous cabinetry, and a spacious island. A dedicated office nook provides just enough separation for working from home without sacrificing an entire room. Upstairs, three bedrooms offer comfortable separation from the main living spaces, including a spacious primary suite designed as a quiet retreat at the end of the day. Outside, the fenced backyard and extended raised patio create room for morning coffee, weekend grilling, pets, or simply enjoying a Florida evening at home. A one-car garage a
- List Price/SqFt
- 369.48
Property Features
Architectural Style:
Traditional
Levels:
Two
Rental Restrictions:
1 Month
Appliances:
Dishwasher; Electric Range; Microwave; Refrigerator
Interior Features:
Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring:
Luxury Vinyl; Tile
Laundry Features:
Upper Level
Utilities:
Cable Available; Electricity Connected; Sewer Connected; Water Connected; Other
Cooling:
Central Air; Electric
Heating:
Electric; Heat Pump
Water Source:
Public
Sewer:
Public Sewer
Construction Materials:
Composition Siding; Frame
Patio And Porch Features:
Rear Porch
Roof:
Shingle
Parking Features:
Garage; Garage Door Opener
Fencing:
Back Yard
Current Use:
Residential
Possession:
Close Of Escrow
Listing Terms:
Cash; Conventional; FHA; VA Loan
Contract Information
- Property Sub Type
- Single Family Residence
- Property Attached YN
- No
- Listing Contract Date
- 2026-07-01
Location Tax and Legal
- Street Number
- 523
- Street Direction Prefix
- S
- Street Name
- 13TH
- Street Suffix
- Terrace
- County
- Nassau
- State
- FL
- Postal Code
- 32034
- MLS Area Major
- 410-Fernandina Beach Downtown-West
- Subdivision Name
- City Of Fernandina Beach
Status Change Information
- Major Change Timestamp
- 2026-09-16T13:25:15Z
- Major Change Type
- Price Reduced
- Price Change Timestamp
- 2026-09-16T13:25:15Z
DPR Eligible
- DPR Eligible
- Yes
More Information
Documents
Flood Disclosure ›
Listing Office:
SUMMER HOUSE REALTY
Last Updated: September - 16 - 2026
Information deemed reliable but not guaranteed.